大學時期，是人生的另一個階段，正處於生涯發展、學習理財之關鍵期，就財務而言，有了更多的自主空間。軍校生的理財特性，因環境影響較能真正做到儲蓄的行為，屏除了基本開銷之外，可自行分配的財務，本研究的結果跟主軸，主要是針對家庭及生活、生分特性、個人的財務使用習慣三大因素進行探討，除了將軍校生的身分特行、生活模式等相關認知進行更深的了解外，更希望能對軍校生相關的理財研究有更多的貢獻，將是本研究探討的重點。

University period is another stage of life. It is in the critical period of career development and financial management. In terms of finance, there is more autonomy. The financial management characteristics of cadets can be effectively saved due to environmental impacts. In addition to the basic expenses, the financial resources that can be allocated on their own account, the results of this study and the main axis are mainly for family and life, traits, personal The three major factors of financial habits are discussed. In addition to a deeper understanding of the relevant understandings of military school students, such as the status of their identities and life styles, they also hope to have more contributions to the related financial management of military school students. This will be the study of this study.