運用CFP®理財規劃的觀點來探討台灣勞工個人或家庭面臨環境變遷的危機管理

A Discuss of the View Points of CFP® Financial Planning on Crisis Management under the Circumstances Changes for Taiwan Labor Individuals or Families

歐陽豪、王榮瑞
H. Ou-Yang and J. J. Wang

崑山科技大學　理財規劃與財富管理研究所

摘要

　　本研究主要探討三個議題，分別是台灣的高齡化及少子化問題，台灣社會保險面臨破產問題及全球化投資問題，其次，討論因應上述危機管理時理財規劃觀點的做法，最後，說明台灣理財規劃產業發展的挑戰與機會。

關鍵字：CFP®、理財規劃、高齡化及少子化、社會保險破產、全球化投資。

ABSTRACT

　　The study focus on three issues, first is the problem of Taiwan's aging society with fewer children, second, social insurance facing bankruptcy, third, global investment. Then we discuss financial planning perspective practices in response to those crisis management issues.

Keywords: CFP®; Financial Planning; Aging Society With Fewer Children; Social Insurance Bankruptcy; Global Investment